Charming 2-Bedroom Home on a Quiet Cul-de-Sac in Niantic Welcome to 40 Damon Heights Rd, a beautifully updated 2-bedroom, 2-bathroom home situated on a peaceful cul-de-sac, ideal for those who love a serene setting. The home boasts gleaming hardwood floors throughout, a recently refurbished wood deck perfect for relaxing outdoors, and an easy-to-maintain yard. The efficient kitchen is complemented by modern updates, including a new dishwasher and oven/range. Additional upgrades include newer roof, windows, siding, and oil tank with wi-fi connected smart gauge providing peace of mind for years to come. Nature enthusiasts will love the direct access to the Oswegatchie Hills hiking trails, just steps from the front door. Conveniently located close to Costco, schools, and major highways, this home is perfectly positioned for both leisure and commuting. Do not despair - the construction on Route 161 won't last forever!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Sliders,Hardwood Floor | Main |
Family Room | Wall/Wall Carpet | Lower |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Stall Shower,Laundry Hookup,Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,102 | $2,679 |
Total Monthly Payment | $2,704 | $2,596 | $3,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.