Under contract-accepting backup offers. Don't miss this adorable bungalow style home in desirable Snell Shores on an incredible lot with cute curb appeal! Walkable to the brand new Whole Foods, Crisp Park and Coffee Pot Bayou, minutes to downtown St Pete and Vinoy Park. As you enter the front door, you'll fine wood floors throughout main living spaces. Tiled family room/Dining room located just off the main living area and leads out to an enclosed screened in porch overlooking expansive fenced in backyard with SUMP PUMP that moves water in the backyard to the street! Kitchen offers granite counter tops, trendy dual colored cabinets, bar seating and stainless steel appliances. On the other side of the home are two bedrooms with newer carpet and shared full bath with tiled tub/shower combo. Roof - 2014, so plenty of life left! Yard with alley access provides ample space for a garage, carport, pool, boat or even an addition! Home comes with hurricane shutters, smart thermostat and washer/Dryer (2023)! Elevation certificate, wind mit and survey available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,050 | $2,612 |
Total Monthly Payment | $2,485 | $2,380 | $2,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.