Charming Coastal Cottage Near Sandy Shoreline. Welcome to this recently renovated beach cottage with a cozy fenced yard and enclosed front porch. It's an excellent condo alternative or a lucrative rental investment! Located just two blocks from miles of sandy shoreline, this comfortable home offers the best of coastal living with convenience. Enjoy easy access to Metro North, I-91, and I-95, making your commute a breeze. A short walk to the bus line further adds to the accessibility. This home operates successfully as a furnished rental and can be sold as a turn-key business, fully equipped to continue generating income from day one. Whether you want to invest or settle into a vibrant, beachside community, this property offers a rare opportunity. Don't miss out on owning a piece of this sought-after neighborhood! Interior photos are on the way. Open House 9. 15. 24 11-1. The average rental rate is 2400 per month. An elevation certificate has been obtained, and an application has been submitted to FEMA and the city for a LOMA (Letter of Map Amendment).
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Ceiling Fan,Eating Space,Pantry | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,575 | $1,498 | $1,909 |
Total Monthly Payment | $2,049 | $1,972 | $2,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.