Welcome to this quaint cottage in a well established area less than a mile to the heart of downtown Anderson. This 2 bedroom (potential 3 bedroom), 1 bathroom home sits on a gently sloping spacious lot with NEW 2023 architectural shingle roof. When you arrive, you will love the curb appeal and walkway leading to the rocking chair front porch. Inside you will notice the attention to care in updating and maintaining this home. You enter into a spacious living room with hardwood floors, a fireplace, and large windows with private view of the yard. From the living room are glass French doors leading to the dining room and another glass door leading to the kitchen. The kitchen has newly refinished cabinets with modern green paint, tile flooring, all appliances convey, and there is a covered side entryway leading to the driveway. From the kitchen is a hallway with pull down stairs leading to a HUGE attic that functions like a 2nd level to the home complete with subflooring and plenty of walk space. From the hallway is a 2nd bedroom and the primary bedroom that features a closet and beautiful built-in cabinetry and leads to the updated bathroom with dark blue wainscoting and modern wallpaper. In the back of the home is a large den with a cozy fireplace on one side and solid wood, built-in cabinets with shelves on the other side. The den could also be used as a 3rd bedroom or have a pull-out couch for guests. From the den is the back entryway with a oversized laundry room leading to the private fenced-in backyard. The driveway is shared with a private carport. LOCATION - this home is less than a mile from the dog park, Carolina Wren Park, and historic downtown Anderson offering phenomenal local eateries and shopping with seasonal festivals and weekly events.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $939 | $893 | $1,138 |
Total Monthly Payment | $1,139 | $1,093 | $1,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.