Looking to be close to the water but don't want to compromise on privacy and yard size? This distinctive raised ranch is located on a 1/3 acre corner lot in the highly sought after Ocean Ridge community. The main level features a bright and airy open floorplan with a living room that flows into the adjacent kitchen and private dining/sitting area. The dining/sitting area provides access to the back deck overlooking the private backyard. Two generous bedrooms and a full bath complete the main level. The upper level is comprised of an expansive master bedroom offering its own balcony and an en-suite full bath. The lower level offers two versatile rooms that extend the living space, as well as a laundry room and access to the garage. The exterior of this home rivals the interior spaces where you can unwind in the hot tub, refresh in the outdoor shower, play mini golf, or gather around the fire pit for cozy evenings under the stars. Minutes to stunning area beaches, restaurants, and the vibrant shops located in Wakefield Center.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,153 | $4,018 |
Total Monthly Payment | $3,826 | $3,664 | $4,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.