This 2023 custom-built home in Cole Farm boasts stunning water views of Conimicut Point and is just a short drive from Gaspee Point, Rocky Point, and waterfront dining and shopping options. The property features two rear decks one covered and another off the second-floor primary suite offering beautiful settings for any occasion. Enter through the main door or the attached two-car garage to discover an open-concept layout that includes a gas fireplace in the living room, a dining area overlooking the water, and a high-end kitchen. The kitchen is equipped with a spacious center island, stone countertops, a range hood, and double ovens for a stylish, modern feel. Dual sets of sliding doors lead out to the deck. The partially finished lower level provides additional space, ideal for living, entertaining, or working from home, and offers direct access to the charming backyard. The primary suite on the second floor includes a walk-in closet and a spa-like bathroom with a dual-sink vanity, a deep soaking tub, and a large glass-enclosed shower. The deck access adds a peaceful retreat. Three more bedrooms share a dual-sink tiled bathroom, completing this coastal treasure. Located in a private community, this home includes access to a neighborhood beach, dock, and mooring rights. With convenient access to the interstate, Providence's fine dining, arts, and entertainment are just a 12-minute drive away.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,429 | $4,803 | $6,530 |
Total Monthly Payment | $4,875 | $5,249 | $6,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.