Here is the perfect opportunity to have a spacious home of your own, while generating rental income - creating an ideal Brooklyn living situation. 148A Hull Street provides the backdrop, while you set the stage of your dreams. This 2 family home is currently configured as a two story owner's duplex with deck and backyard, over a one bedroom garden apartment that is being used as a rental. The house also features a finished basement with half bath, and all new furnaces, hot water heaters, electrical system, and roof. As you enter the parlor floor, you are welcomed by its open expanse allowing seamless flow through the living, dining, and kitchen spaces. An exposed brick wall and decorative fireplace add charm and warmth to the heart of the home. The kitchen with bountiful cabinets, marble counter space, and state of the art appliances invite you to create fantastic meals for quiet evenings at home or for entertaining. Gorgeous hardwood floors grace almost every inch of the home throughout all levels. Up the staircase you will find the first bedroom on the back which overlooks the manicured yard and is flooded by an abundance of light, and graced by blissful peace. The bedroom features closet space, exposed brick, and an ensuite bathroom. Down the hall you will find another bathroom with gorgeous decorative tile and bathtub. This bathroom also opens into a walk-in closet for the primary bedroom which is large enough to convert to an office space, third bedroom or nursery. Last but not least down this hallway, you will find the large primary bedroom, catching North facing light and the treetops of Hull Street. This bedroom is large enough for a king bed and has ample closet space for storage while also providing access to the oversized walk in closet and ensuite bath. On the garden level, you will immediately be drawn to the stunning stacked stone, decorative fireplace as you enter the living room. An open kitchen with gorgeous tiled backsplash shares the great light of the space and is perfectly situated at the center of the home. Down the hall, towards the rear is a modern bathroom, and a large bedroom in the back which opens out into the backyard space for outside enjoyment. The current basement has submetered gas and electric, with central air conditioning and heating systems for the apartments, all operated by a new Nest thermostat. The duplex has an in-unit washer and dryer as well as the possibility of adding additional laundry from an existing hook-up in the basement. Both units have dishwashers. Located in the Ocean Hill neighborhood of Bed-Stuy, this house is conveniently located to the C train just two blocks away and the A/J/Z/L and LIRR trains not much further. Please note there is a tenant in place in the garden apartment. Don't miss the opportunity to make this exceptional property your new home.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,495 | $8,127 | $11,050 |
Total Monthly Payment | $7,986 | $8,618 | $11,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.