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Discover the charm of this Lowcountry dream located in the gated community of Bermuda Bluff. Surrounded by southern Live Oaks and overlooking the serene marsh along tidal creek, this home is just a stone's throw from the Beaufort River. Spanning 4, 000 sqft across two levels, plus an additional 1, 000 sqft on the lower level, this property offers space for entertaining and unwinding. The 1st floor is a paradise for boating enthusiasts and hunters, featuring a 3 car garage with enough room for a golf cart and all your outdoor gear. You'll also find a climate-controlled room equipped with a gym, workshop, mini kitchen, cedar closet, and a half bath and hydraulic elevator to the main level. Unwind in the master suite, complete with a large bathroom and a walk in closet. The kitchen boasts granite countertops, a gas stove, and an abundance of natural light that floods in while you gaze over the marsh. The main floor also includes an office, additional full bath, a spare bedroom, and a walk-in laundry room. On the third floor, you'll find a large great room perfect for movie nights, games, or family gatherings. There are also two additional bedrooms with full baths, ensuring plenty of space for everyone. The fifth bedroom can serve as a versatile flex room, complete with a large closet for storage. Relax on the screened-in porch, where you can enjoy the sounds of nature and observe the dynamic coastal wildlife. Take your kayak out for a day of fishing, shrimping, or crabbing in the creek, or consider building a dock for easy access to the Beaufort River. An expired dock permit is already in hand and can be reapplied for. This home embodies the essence of southern charm right on the picturesque tidal creek. The community offers fantastic amenities, including a pool, clubhouse, tennis courts, a watchtower, and a community boat dock and landing.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,618 | $4,866 | $6,568 |
Total Monthly Payment | $5,076 | $5,324 | $7,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.