Welcome to 304 Pebble Beach, Riverhead NY, , a serene 55+ haven nestled within the coveted Sunken Ponds neighborhood. This abode boasts two spacious bedrooms and two full bathrooms, open living room, offering an ideal balance of comfort and functionality. This property might just be your answer. Imagine unwinding on your covered porch, with the calming view of the Pond as your backdrop. The location is a gem, conveniently situated near the entrance gate, offering easy access in and out of the community. But that's not all. The home's interior is as inviting as its exterior. The kitchen is bright with Granite Countertops. With a newly installed HVAC system, you can rest assured of a comfortable living environment all year round. The carpeted floors create a cozy atmosphere that will make you feel right at home. Sunken Ponds is a vibrant neighborhood, brimming with amenities, swimming pool, library, club room, kitchen, exercise room, with many social activities, ensuring a lively and engaging lifestyle for all residents. Whether you prefer a quiet stroll around the Pond or a lively community event, you'll find it here. Don't let this opportunity pass you by. Come and see this gem for yourself. A tranquil setting, a welcoming community, and a home that offers comfort and convenience, close to Tanger Mall, great restaurants, Suffolk Theater, winiers - it's all waiting for you at 304 Pebble Beach Path, Riverhead NY,
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Our Executive Mortgage Banker:
Our Insurance Division:
$468,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,000 | $375,000 | $375,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,590 | $2,463 | $3,139 |
Total Monthly Payment | $3,086 | $2,959 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.