Welcome to your new home in the heart of St. Petersburg's vibrant Town Apartments 55+ community! This charming FIRST-FLOOR 1 bedroom, 1 bath condo with a versatile den offers affordable living and a host of desirable amenities. Enjoy a well-designed layout that includes a spacious living area, a cozy bedroom, and a den that features a convenient storage closet. The property is meticulously maintained and features a designated covered parking space just behind the unit for your convenience. Residents can take advantage of the community’s fantastic features, including a heated pool, recreation center, shuffleboard court, and scenic walking paths. The community fosters a lively and engaging atmosphere with r regular gatherings and events, perfect for making new friends and staying active. Monthly maintenance fees of $358 cover essential services such as gas heat and stove, water and sewer, trash removal, exterior maintenance, insurance, security, and management. This all-inclusive fee ensures you have peace of mind and hassle-free living. The community's low HOA fees and no leasing policy contribute to a peaceful and well-managed environment. Emotional and service animals are welcome with appropriate documentation. Conveniently located near shopping, restaurants, and on the bus line, this residence offers easy access to all that St. Petersburg has to offer. Plus, you’re just minutes away from airports, interstate highways, and downtown St. Petersburg.
Experience comfortable and vibrant living in this exceptional community—schedule your visit today!
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Our Executive Mortgage Banker:
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$90,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $72,000 | $72,000 | $72,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $497 | $473 | $603 |
Total Monthly Payment | $655 | $631 | $761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.