Charming house on a quiet street in the heart of Whitney Ridge! 1940 Dutch Colonial with pre-war charm and loads of updates! The entry foyer leads to an oversized Living Room with woodburning fireplace and built-in bookshelves. The Dining Room opens to a beautifully updated Kitchen with quartz countertops, breakfast bar, stainless steel appliances, and glass door to the deck and yard. An updated Half Bathroom completes the first floor. Upstairs, you'll find a generous Primary Bedroom plus two additional Bedrooms, both with built-ins, and a huge hallway Bathroom. The backyard features a lovely deck with pergola, raised bed garden, play structure, and plenty of room to run around. Amenities include: zoned central air conditioning (2021-22), newer gas heat and hot water (2021), 200 amp electrical system, thermopane windows, wood floors, 2 car garage, newer exterior paint (2020). You will fall in love with this sweet home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | 12.0 x 14.0 | Upper |
Bedroom 2 | Built-Ins,Hardwood Floor | 9.0 x 13.0 | Upper |
Dining Room | Hardwood Floor | 10.0 x 12.0 | Main |
Kitchen | Remodeled,Quartz Counters,French Doors,Softwood Floor | 12.0 x 14.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 13.0 x 27.0 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 17.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,154 | $2,049 | $2,611 |
Total Monthly Payment | $2,723 | $2,618 | $3,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.