Don't miss the opportunity to see this charming, updated home in the quiet Burrville neighborhood of Torrington. This move-in ready 3-bedroom, 2 and a half bath, living room, dining room, kitchen, and sunroom colonial has been thoughtfully renovated and is truly special. Step inside to discover the inviting warmth of Quick Step laminate flooring throughout the house accentuated by a cozy fireplace, perfect for gatherings or quiet evenings in. The sunroom with ceiling fans is a special place to feel at peace while you read or relax as if you're outdoors. You can go outside through the sliding doors onto a composite deck and relax. There's recessed lighting in the kitchen & living room area. The living room area has two ceiling fans for comfort, plus the option of Central air conditioning thought-out the house. A brick paver walkway welcomes you home to a front porch that provides a cozy spot to relax and unwind. Each of the bedrooms have ceiling fans to keep the air circulating without having to put on the central air on cooler days. The outside lawn, trees, and bushes are beautifully manicured. There's shade outside if you want to sit or dine outside. There's also a nice shed out back for storage, and an area with a firepit for those cool nights to sit out around the fire. What you also have in case of an electrical power failure is a whole house natural gas backup generator. Key Benefits of Whole House Generators: Reliable Power for entire house, Whole house Generators provide backup power to your entire home, allowing you to continue using your furnace, lights, refrigerator, and other essentials during an outage. This ensures your daily life is not impacted. Automatic Activation . . . Supports Extended Outages . . . Don't miss out on the chance to make this your home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Laminate Floor | Upper |
Bedroom 2 | Built-Ins,Ceiling Fan,Laminate Floor | Upper |
Dining Room | Laminate Floor | Main |
Living Room | Ceiling Fan,Fireplace,Laminate Floor | Main |
Primary Bedroom | Built-Ins,Ceiling Fan,Full Bath,Walk-In Closet,Laminate Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,734 | $2,209 |
Total Monthly Payment | $2,344 | $2,255 | $2,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.