Spacious Cottage set on a triple lot in the Jamestown Shores, with lovely gardens and brilliant sunlight! Stroll down to the water's edge with nearby access on Seaside Drive! This home features a welcoming front porch, an open floorplan, and has a 2 year old updated kitchen, including appliances, and a unique island for casual dining and entertaining. Open to the living room with vaulted ceilings, this sun filled space has a brick fireplace and a woodstove insert from 2018! There is access to the yard through French doors. A dining area, full bath, bedroom, and an additional bedroom presently used as a home office complete this level. The second floor has a generously proportioned primary en suite, with its own balcony and soaring ceilings, an abundance of windows, a large closet, laundry area and full bath. Another room on this level has its own balcony as well. A new 3 BR septic system was installed in June, 2024. A concrete crawlspace for possible storage is home to the 2 year old furnace. Oak floors were refinished this June, along with a good deal of interior and exterior painting. A detached garage is currently used as a workshop, and there is an outbuilding for storage as well. This home has seen additions and improvements over the years and is ready to call home! Possible room for expansion!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,202 | $4,556 | $6,195 |
Total Monthly Payment | $4,633 | $4,987 | $6,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.