Furnished, 3 BR / 2 1/2 BA Mountain Property! This fabulous property, currently used as a VRBO and 2nd home, is nestled among the trees and behind the gate at Cliff Ridge in the NW corner of Greenville County, SC is perfect whether you are looking for full-time or part-time mountain living. Custom-built and rustic, yet elegantly appointed, this mountain home is one you do not want to miss! You will certainly appreciate its unique design which utilizes lots of stone inside and out with much attention to detail in every room. As you enter the front door, you will notice the beautiful pine floors, walls, and ceilings. The floor-to-ceiling windows which enable one to enjoy the mountain view from inside the home will immediately catch your attention as they are the focal point of the living area. Step outside onto the expansive deck or sit on the screened porch to view the mountains from the exterior of the home enjoying the cooler mountain temperatures in the summer along with the color changes in the fall. The elevation of the property is approximately 3000 - 3200 feet. The main floor primary suite is an amazing space with its fabulous bath and its gas stone double-sided fireplace. This bedroom fireplace is one of three with another being inside living area and one outside on the deck area. Don’t overlook the amazing kitchen with beautiful granite countertops. The eating area of the home is also spacious with plenty of room for your family and friends. On the second level, you will find two nice-sized bedrooms with private decks and one bath plus a ‘loft-like’ area for relaxing during the day or reading a good book. This might be a perfect space to make your computer or office area —- convenient, yet out of the way. Don’t forget to check out the unfinished above-ground basement area which is perfect for storage and is accessed from the inside or outside of the home. The purchaser of this property has amenity privileges. Enjoy the added security of being in a ‘gated’ community. Also enjoy the use of 2 swimming pools, a lovely clubhouse, a playground, a stocked lake for fishing, and tennis courts. Another 'plus' is being a part of the lovely and meticulously maintained community of Cliff Ridge which borders hundreds of acres of State Park property, allowing the avid hiker easy access to well-known area trails. DON’T FORGET THIS PROPERTY CONVEYS TO THE BUYER FURNISHED! So you can bring your suitcase and move right in. The adjoining lot #110 is also available. Please ask the listing agent if you are interested in this additional property.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $648,000 | $648,000 | $648,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.636% | 6.684% |
Monthly Tax Payment | $800 | $800 | $800 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,096 | $4,096 | $5,645 |
Total Monthly Payment | $4,988 | $4,988 | $6,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.