Under contract-accepting backup offers. Adorable Home in Terra Ceia Manor Co-op
Welcome to your new home in the vibrant, active 55+ community of Terra Ceia Manor Co-op! This meticulously maintained 1983 mobile home offers both comfort and convenience, featuring a coveted oversized corner lot that provides extra space and privacy.
Key Features that are Updated and Upgraded:
Enjoy peace of mind with repiped waterlines (2020), water heater replaced (2023), dishwasher (2023), newer refrigerator, and new Vinyl Plank flooring (2024) and an insulated roof over (2014). The air conditioning system was updated in (2016) with HVAC MERV 12 filters, ensuring year-round comfort, while the fresh interior paint and new deck steps add to the home's modern appeal. In addition This home features a plywood subfloor throughout, providing durability and stability. It's clear that the current owners have taken great pride in this well cared home.
About the Community Amenities:
Dive into the community pool, enjoy a game of billiards, or challenge friends on the shuffleboard courts. The community room is perfect for social gatherings, and there's always something happening with various activities such as dances, potluck dinners, and planned trips. Social Engagement also happens here. Join in the fun with coffee hours, numerous clubs, and engaging community events!! Benefit from low monthly fees of $164. 00 month while enjoying the full range of amenities and activities this vibrant community offers.
Don't miss the opportunity to be part of the welcoming community of Terra Ceia Manor Co-op. Just a short drive to the Ellenton Premium Outlet Mall, restaurants, and medical facility’s make living life quiet yet convenient. Not to mention easy access to I-75, and a short drive to golfing and Florida’s beautiful Gulf Beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $912 | $867 | $1,105 |
Total Monthly Payment | $1,017 | $972 | $1,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.