SELLER TO PAY SPECIAL ASSESSMENT IN FULL PRIOR TO OR AT CLOSING! Welcome to your dream coastal retreat! This beautifully furnished, open-concept 2-bedroom, 2-bathroom condo offers unparalleled water views from every room. Nestled on the Dunedin Causeway, this unit is the last condominium before reaching the serene Honeymoon Island, providing an exclusive and tranquil living experience. Enjoy panoramic vistas of Saint Joseph Sound from your private balcony and gaze upon Hurricane Pass and the Gulf of Mexico from your front door. The condo features generous-sized bedrooms, two full bathrooms, a designated parking space, a
storage closet, and split floor plan. Residents have access to a convenient laundry room on the second floor and plenty of visitor parking for guests! Located in the vibrant 55+ community of Royal Stewart Arms, you will have access to a plethora of amenities including a clubhouse, community pool, fitness center, dock, tennis courts, shuffleboard, pickleball, and MORE. As an ADDED BONUS, the seller will pay the $40, 000 special assessment, providing peace of mind, financial relief, and added flexibility in budgeting to name a few! This assessment includes replacing the decorative concrete block with aluminum railings, updating the building’s color palette, and completing necessary repairs and waterproofing to enhance the exterior aesthetic and bring the entire building up to code. The proximity to the causeway's walking and biking path offers easy access to outdoor water sports such as kayaking, paddle boarding, and boating. Within 5 miles, you can explore the charming downtown Dunedin, full of rich history, phenomenal restaurants, waterside parks, walking paths, and an
ode to the arts. A location fitting the needs of all enthusiasts, no matter your passion or desires! This is your opportunity to own a piece of paradise in one of Dunedin's most sought-after locations. Don't miss out on the chance to live surrounded by water with direct access to some of the most beautiful spots in Florida!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,918 | $2,444 |
Total Monthly Payment | $2,454 | $2,355 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.