34018 Laughing Oak DRIVE, Wesley Chapel, FL, 33545 | $495,000

Under contract-accepting backup offers. Welcome to your new home. This Huntington Floor Plan features 5 bedrooms, 3. 5 baths and a 3-car garage and 3, 083 square feet. Walk into your formal area for living room or dining room. Then the massive open kitchen has 42" wood cabinets, extended granite counters on island perfect for barstools. The kitchen and breakfast area opens to impressive high 13'4" ceilings and a vast display of windows in the Great Room. The Master Bedroom is located on the first floor, with 4 bedrooms, 2 baths and a bonus room upstairs. Tile in all the wet areas, LED recessed lighting, Double pane low "E" vinyl windows. Sit out back and enjoy the serene conservation view in your fenced backyard or go over to community pool, picnic areas, dog park, a covered playground and basketball court. Oak Creek is a great community with a reasonable CDD fee and low HOA fee. The community is centrally located within a 10–15-minute drive to either Epperson and Mirada Lagoons, 20-minute drive to 3 different malls, 30 minute drive to Adventure Island or Busch Gardens, under an hour to Tampa International Airport.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2015
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,083
  • Acreage: 0.17
  • Est. Taxes: $6,979
  • HOA Fee: $100 Annually
  • Lot Desc: Sidewalk
  • View: Trees/Woods
  • Elem. School: New River Elementary
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: T3549954
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/T3549954/34018laughingoakdrive_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/22/2024 11:32:13 PM)
Listing courtesy of RE/MAX PREMIER GROUP   Phone: 813-929-7600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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34018 Laughing Oak DRIVE, Wesley Chapel, FL, 33545

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.760% 7.042% 6.160%
Monthly Tax Payment $582 $582 $582
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,735 $2,601 $3,315
Total Monthly Payment $3,392 $3,258 $3,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.