Under contract-accepting backup offers. PENDING ~ ACCEPTING BACK UP OFFERS
No Bond! Elegant Lilac Designer Home in the Village of Fernandina!
Welcome to this stunning Lilac Designer Model, situated in the charming Village of Fernandina. As you arrive, you’ll be greeted by a painted driveway, an expanded front porch, and lush, mature landscaping, all leading to a decorative front entrance with sidelights. Step inside to discover a bright and open living area that’s sure to impress. This spacious room features a vaulted ceiling, a shiplap accent wall, and decorative cornices, creating a warm and inviting atmosphere. Two guest bedrooms, each with tray ceilings, ceiling fans, and a shared bath with granite countertop, can be separated for added privacy using a pocket door. The kitchen is a chef’s dream, complete with granite countertops, extra cabinets, pull-out shelves, a breakfast bar, stainless steel appliances, a tiled backsplash, solar tube, and ceramic tile floors—perfect for entertaining. Adjacent to the kitchen is a dinette area, enhancing the open feel of the home. The primary bedroom features vinyl flooring, a tray ceiling, and a ceiling fan. The en suite bathroom boasts granite countertops, a walk-in closet, and a luxurious Roman shower. Throughout the home, you'll find plantation shutters adding both style and privacy. The highlight of this property is the 4-foot extended, glass-enclosed, climate-controlled lanai. Ideal for entertaining or enjoying a morning coffee, this space includes raised travertine tile floors, crown molding, electric shades, and a built-in bar with a refrigerator and wine rack. Additional features include extra storage cabinets and a counter in the laundry area, leading to a 2-car garage with a golf cart garage. The garage is equipped with epoxy floors, built-in cabinets, and an electric garage door screen. The home is offered partially furnished for your convenience. Highlights: No Bond! No Carpet—ceramic tile & vinyl flooring throughout ~ Granite countertops in kitchen and bathrooms ~ Plantation shutters throughout ~ Tray ceilings and ceiling fans in all bedrooms ~ 4-foot extended, glass-enclosed, climate-controlled lanai with built-in bar
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $2,785 | $3,549 |
Total Monthly Payment | $3,297 | $3,154 | $3,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.