Pride of ownership resonates throughout this spacious home at the end of a quiet street proximal to the highway and the conveniences on Rte 6. With a maximal emphasis on interior and exterior entertaining/ relaxing spaces and custom finishes, this home exceeds expectations on several levels! Enter to find a welcoming landing leading you up to the upper living area, boasting an open living and dining area with a cathedral ceiling. Relax in the living area and dine adjacent to the stylish, updated kitchen. Enjoy stainless appliances, custom kitchen tiling, a double oven, and soft-close cabinetry. Enjoy a morning coffee in your window-graced sunroom overlooking the scenic koi pond. Find an updated full bathroom, a bedroom/office, and an extensive primary with double closets on the other side of the upper level. On the lower level, entertain in a spacious lower family room that feeds seamlessly into the serene outdoor patio. Downstairs, find the third bedroom, an updated bathroom, laundry area, hallway with stylish custom closet doors, and a gorgeous lower sunroom with a tray ceiling. Outside, serenity awaits with a sparkling koi pond, ample hardscape for outdoor relaxation, and a firepit area. An exterior shed supplements the ample storage within the interior. Enjoy a scenic side yard, well-maintained gardens, and arbors, which augment the uniquely serene vibe throughout 85 Rockaway. This home, loved by one owner for three decades, awaits you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$505,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,790 | $2,654 | $3,382 |
Total Monthly Payment | $3,306 | $3,170 | $3,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.