Enjoy this beautiful private solid block home in the sought after Historic District of Lakeland, close to Downtown, on a beautiful vinyl fenced-in oversized corner lot. Property is gorgeous and nestled within walking distance on the cobble stone road to the beautiful Lake Hunter and Lake Beulah, and only minutes to Bonnet Springs park and the downtown area. Enjoy NO HOA or CDD, low taxes, and being in an area with great schools and neighbors. This property is an updated home with a gorgeous u-shaped kitchen and separate but adjoining dining area. The adjoining countertop offers bar seating and opens the dining space to the kitchen for an airy floor plan. Feel the ambiance with the upgraded stainless steel fixtures, ceiling fans in each bedroom with LED lighting. Property has central air and heat, a refrigerator with ice maker, garbage disposal, in- door laundry room, electric range, and hard tile floors throughout the home. Property has a private vinyl fenced-in back yard and a rear concrete driveway for parking. Rear yard is spacious and open for those special family events or that humble pet owner. The added techy features of this property includes USB plugs throughout. The Master Bedroom and pantry closets make storage needs effortless. Master Bathroom comes with a twin sink vanity and a stand-up shower. Buyer must verify all information in this listing and provide POF with all offers.
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,466 | $1,868 |
Total Monthly Payment | $1,855 | $1,779 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.