Nestled among the serene stretch of preserve wetlands branching off the Withlacoochee River, this spacious home whispers tranquility and invites you to enjoy life on the water. With a lovely water view of the lake which flows into the surround chain of lakes. This five-bedroom, three-bathroom sanctuary is the epitome of relaxation and scenic beauty.
As you come inside, you'll appreciate the thoughtful design that radiates throughout the home. The formal dining room and dinette provide elegant spaces for meals, while two wood-burning fireplaces, one on each floor, add a cozy touch for those cooler evenings.
The kitchen is a chef’s delight, featuring butcher block counters, stainless steel appliances, and recessed lighting that highlights the modern yet functional layout. Luxury vinyl plank flooring throughout adds a touch of sophistication, and the recently redone bathrooms offer a simple, modern feel.
The home’s outdoor areas are equally enchanting. A beautiful rear porch and courtyard area look out over the expansive backyard, offering a perfect spot for morning coffees and evening gatherings. The upper balcony not only provides a fabulous viewing area but also offers a bonus water view, perfect for those quiet moments of reflection.
Situated on a double lot, the property ensures privacy and curb appeal with a side-loading garage. Inside, storage is abundant, complemented by an outdoor shed and a 14x20 workshop, perfect for hobbies or extra storage needs.
Deeded water access is just down the street, making it convenient to launch a small craft and explore the surrounding lakes. The lower story boasts two bedrooms and a bathroom, making it ideal as an ensuite living area for multi-generational families who want to stay close yet maintain their privacy.
Hernando offers a perfect blend of small-town charm and modern conveniences, with proximity to water activities, shopping, restaurants, and a short drive to Ocala, Inverness, Lecanto, and more.
Come experience the tranquility and fall in love with this lakeside retreat today. Your perfect getaway awaits.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,800 | $279,800 | $279,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,933 | $1,838 | $2,342 |
Total Monthly Payment | $2,109 | $2,014 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.