905 Seagrape DRIVE, Ruskin, FL, 33570 | $649,000

Luxurious Coastal Living in Coveted Little Harbor Community – Hurricane Resilient!!!
This stunning two-story home, nestled in the tranquil Little Harbor community, stood strong through back-to-back hurricanes with no damage, offering you peace of mind as well as coastal charm. As one of the first lots in the community, this home enjoys easy walking access to the pool, clubhouse, and dog park. Plus, with only one neighboring property and no rear neighbors, thanks to the serene preservation area behind the home, you'll enjoy both privacy and nature at its finest.

Boasting 4 spacious bedrooms, 3 full bathrooms, a versatile downstairs flex room, and a bright loft, this 2, 926 sq. ft. residence is not only designed to meet your needs but also offers the best price per square foot in the community. It’s the only 4-bedroom home in Little Harbor under $700K, making it an unbeatable value in this exclusive waterfront neighborhood.

The gourmet kitchen is a chef’s dream, featuring quartz countertops, stainless steel appliances, a center island with a prep sink, and a breakfast bar, perfect for entertaining. The open floor plan seamlessly connects the kitchen to the family room, where sliding glass doors lead to the back patio and offer serene views of the conservation area.

Luxury details abound, with 10-foot ceilings, elegant tile-wood flooring, and 7. 5-inch crown molding throughout the first floor. Each room is equipped with ceiling fans for year-round comfort, while both front and back balconies provide breathtaking views of the water and conservation areas, allowing you to fully embrace the tranquility of this exclusive waterfront community.

Upstairs, the master suite offers a private retreat with its own balcony and a walk-in closet that connects to the laundry room for added convenience. Guest bedrooms are thoughtfully positioned for privacy, and the loft provides a bright and versatile space for relaxation or entertainment.

Living in Little Harbor means you’re just steps away from the Bay, with access to a marina offering boating, fishing, and sailing opportunities. The community’s resort-style amenities, restaurants, and nearby Bahia Beach ensure a lifestyle of comfort and convenience.

With new construction nearly completed in this exclusive and rarely available resale community, this home presents a unique opportunity to experience the best of coastal living—resilient, luxurious, and move-in ready.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50.65 x 113
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2017
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,926
  • Acreage: 0.13
  • Lot Size: 50.65 x 113
  • Est. Taxes: $11,521
  • HOA Fee: $140 Monthly
  • Lot Desc: Corner Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Water Softener
  • MLS#: T3549105
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/T3549105/905seagrapedrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/24/2024 12:24:13 AM)
Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD   Phone: 813-374-6050

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

905 Seagrape DRIVE, Ruskin, FL, 33570

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.760% 7.042% 6.160%
Monthly Tax Payment $960 $960 $960
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,586 $3,411 $4,346
Total Monthly Payment $4,638 $4,463 $5,398

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.