Long Beach--Legal 2 Family --Original Owner--Main level Spacious 6 rooms featuring custom detailing-- Cathedral ceiling living room with granite fireplace, front terrace, formal dining room, Unique Gourmet Kitchen ( craft maid cabinets ) granite counter tops crackle glass back splash and skylight, 2 comfortable sized bedrooms, hall bath, Primary bedroom with beautiful new bath and back deck leading to yard & your own private putting green, bonus space loft office, den. Garden level: 6 rooms with open concept living room, dining room and eat-in-kitchen, primary bedroom (en-suite), plus 2 bedrooms and hall bath. Private driveway & Side patio area. Each unit has hardwood floors as seen, porcelain floors in kitchens and baths, plus private washer/dryer. This is a gorgeous home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,188,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $950,400 | $950,400 | $950,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $1,625 | $1,625 | $1,625 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,396 | $5,852 | $7,956 |
Total Monthly Payment | $7,146 | $7,602 | $9,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.