Welcome to this charming 2 bedroom + den, 2 bathroom home in the gated community of Emerson Square in South Fort Myers. This home features a 2-car garage and an oversized lanai with a gorgeous pool, perfect for enjoying the Florida sunshine. Boasting a NEW barrel tile roof, NEW gutters, and all NEW paint, inside and out. The main living area offers an open floor plan, perfect for entertaining family & friends. The kitchen is the heart of the home, and features marble countertops, stainless steel appliances, and a large island with breakfast bar seating. In the master bedroom you will find a tray ceiling, ensuite bathroom, and private access onto the lanai. Enjoy relaxing in the pool or gathering on the lanai, surrounded by lush tropical landscaping for privacy. The garage has a new epoxy floor, opening to the extended driveway with room for six vehicles. Emerson Square offers an array of amenities, including a clubhouse, fitness center, community pool, and play area, providing a vibrant and active lifestyle. With an ideal location west of 41 in South Fort Myers, you can have easy access to all the best that Southwest Florida has to offer. This property perfectly combines comfort and convenience in a sought-after location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,039 | $2,890 | $3,683 |
Total Monthly Payment | $3,345 | $3,196 | $3,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.