Welcome to luxury living at The Hamlet at St. James, a gated community offering resort-style amenities, 24-hour security, a 9, 300 sq ft clubhouse, resort-style pool, fitness center, sauna, playground, putting green, paddle boats and sports courts for basketball and tennis. This spacious Post-Modern colonial home is on a beautifully landscaped property and boasts 5 bedrooms, 3. 5 baths, a full basement, and a true 3-car garage. Features include; High ceilings throughout, bridal staircase, wood burning fireplace, large bedroom on the first floor with separate entrance, and an office with glass French doors and tray ceilings. The master bedroom features tray ceilings, two large walk-in closets, a luxurious full bathroom with double vanities, a bidet, and a separate whirlpool tub and shower. The gourmet kitchen features a large center island, granite countertops, modern appliances, and a walk-in pantry. 3-zone natural gas heating and new central a/c. Convenient access to shopping, dining, schools, parks, hospital and transportation. The monthly HOA fee is $845 for all amenities, landscaping, and snow removal, making this an exceptionally convenient and all-inclusive luxurious living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,151,200 | $1,151,200 | $1,151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.234% | 5.930% |
Monthly Tax Payment | $2,394 | $2,394 | $2,394 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,446 | $6,995 | $9,560 |
Total Monthly Payment | $8,965 | $9,514 | $12,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.