Introducing this Pine Ridge 4/2/3, a newly constructed residence in 2023, offering 2, 365 square feet of living space on a spacious one-acre parcel, priced attractively at $474, 900. This home features a thoughtfully designed split floor plan, including a formal dining area, a living room with an accent wall, and a versatile den/office that could serve as a fifth bedroom. The expansive kitchen is equipped with a pantry and breakfast nook, complemented by an interior laundry room. High 12-foot ceilings add to the open, airy feel of the interior. The master ensuite is a luxurious retreat with tray ceilings, crown molding, lanai access, and dual sinks. Outside, the covered lanai and a 32x18 brick paver patio provide the perfect setting for relaxation or entertaining. This beautiful community has amazing amenities to offer such as 28 miles of horseback and walking trails, a 94-acre complex with a community barn. It boasts a large show arena, regulation dressage ring, jumping ring, trail arena, round pen and a small cross-country area. The complex has lighted tennis and pickleball courts, shuffleboard, a dog park, a radio-controlled plane flying field with an airstrip and shade pavilion, a playground with shade cover, swings, and a gazebo.
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,624 | $2,496 | $3,180 |
Total Monthly Payment | $2,744 | $2,616 | $3,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.