Experience affordable living in Naples FL with this delightful turnkey home, perfectly furnished with modern touches! Located in a sought-after 55+ community, this charming home boasts recent updates to include a new HVAC system in '23, water heater in '22, all new electrical plugs and switches in '22, a washer in '22, new PEX water lines in '23, and a brand-new ice maker in the refrigerator in '24. The home offers plenty of storage, with a large closet, ample cabinet space, and an outdoor shed that includes a washer/dryer. Enjoy added comfort with retractable room-darkening shades and a built-in fireplace in the TV cabinet for chilly nights and mornings. Nice extras include pocket doors and built-in storage in the bedroom. For boating enthusiasts, this community offers a boat ramp with direct access to the Gulf, making it a boater's paradise! Conveniently store your boat within the community for just $180/yr! You'll also enjoy a variety of amenities, including tennis, pickleball, bocce, shuffleboard, horseshoes, a refreshing pool, a clubhouse, a library, and classes in yoga, dance, and cooking. Located close to downtown Naples and Marco Island, beautiful beaches, countless choices for shopping and dining, this home offers the perfect blend of convenience, comfort, and affordability!
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $635 | $604 | $770 |
Total Monthly Payment | $790 | $759 | $925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.