When you think of Florida thoughts of year-round sunshine, trips to the beach, endless rounds of golf and a home that allows you to enjoy these simple pleasures are what dreams are made of. This is the kind of life you’ll enjoy with this 2 bedroom, 2 bath home, situated in a quiet neighborhood and close to shopping, a host of restaurants and within a 15-minute drive to the charm of Punta Gorda’s historic waterfront with its quaint shops and waterside restaurants. Warm and inviting this home is perfect for the first time home buyer, or someone looking to downsize without the maintenance of a much larger home. You couldn’t ask for a more affordable opportunity to enjoy the Florida lifestyle. Meticulously maintained, this home has a unique charm with its light color pallet that compliments the tile and plank style flooring, its open floor plan, updated baths, with the primary bedroom featuring its en suite bath. Additional features include a new roof (2022) and solar panels that provide discounted electric service (approximately $40. 00 per month) to the home. New septic and field (2018), hot water heater (2022), washer (2021) and dryer (2018). An oversized backyard provides an abundance of space for you to construct a pool or create a private garden oasis, while affording plenty of room for your children to safely play. Affordably priced, and not in a flood zone, this is that opportunity to live the Florida lifestyle you’ve heard so much about.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,600 | $227,600 | $227,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,495 | $1,905 |
Total Monthly Payment | $1,754 | $1,677 | $2,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.