Move right into this turnkey condo. This unit is fully furnished right down to the towels, linens, dishes, pots, pans - everything! So, this unit is ready for you or for renting this upcoming season providing an immediate income stream. This sailboat waterfront, ground floor, 2 bedroom, 2 bath condo in Windjammer Point in PGI has expansive view of wide turning basin with direct access to Charlotte Harbor and then onto the blue waters of the Gulf of Mexico. An added plus – you are just steps to your own assigned dock with 30-amp service. So, bring your boat. This is not a typical condo floor plan. This tastefully appointed and updated condo offers bright and open floor plan with an abundance of natural light, living, dining, fully equipped kitchen, and lanai with vinyl windows. The living area has triple sliders leading to the lanai that overlooks the waterway and provides the perfect spot for enjoying amazing sunsets. You will notice the beautiful appointments throughout this unit such as updated baths, decorator light and fan fixtures, color accent walls, and laminate wood plank flooring and tile throughout. The kitchen boasts granite counters, warm wood cabinetry, island, stainless appliances, tray ceiling, pass through window to lanai, and breakfast bar that opens to the living area for easy entertaining. The master bedroom has walk in closet, sliders to the lanai, and access to the private en suite bath with his and her sinks and spacious walk-in shower. The dedicated laundry room is equipped with washer & dryer and overhead cabinets, and as an added bonus there is an extra room off the laundry room providing extra space for storage or a home office. Other key features include assigned covered parking, storm shutters, and water and sewer included in your condo fee! Windjammer Point amenities include community pool, and beautifully landscaped grounds. And St. Andrews Golf Club is within walking distance. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. It’s a quick drive to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. And easy access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. So, what are you waiting for? Start enjoying all that the Florida life style has to offer. Quiet community, yet all conveniences and amenities nearby.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,839 | $2,344 |
Total Monthly Payment | $2,502 | $2,407 | $2,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.