Welcome to this charming craftsman style home bursting with character and privacy. Located in a secluded area, the property features a fully fenced backyard with extensive landscaping, including sodded front and rear yards. A sprinkler system with an irrigation meter ensures the lush greenery stays vibrant year-round. Outside, you'll notice stone trim accents and architectural roof shingles that add to the home's appeal. Inside, a stack stone fireplace creates a cozy focal point in the living area. The two-car garage, covered front porch, and double paved driveway provide ample parking and convenience. Hardwood floors grace the public areas, enhancing the home's warmth and elegance. Upstairs, a finished room over garage or 4th bedroom with a full bath offers versatile living space. Double pane Anderson windows throughout ensure energy efficiency and quiet comfort. The kitchen boasts stainless steel appliances, including a smooth top electric stove with gas stove plumbing, built-in microwave, dishwasher, disposal, and 42" cabinets with crown moldings. It's a chef's delight! The spacious Master Suite features a walk-in closet, double sinks, a garden tub, a separate shower, and a linen cabinet, providing both luxury and practicality.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,891 | $2,410 |
Total Monthly Payment | $2,208 | $2,110 | $2,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.