Welcome home to Wickford Highlands! Come check out this beautiful 4-bedroom, 2. 5-bathroom home in one of the most desirable neighborhoods in North Kingstown. Located on a cul-de-sac, 8 Ridgefield has been a very well cared for home. Front entrance features two closets, to the left is your dining room and to the right is your living room with an office immediately off of it as well as a laundry room. Center hall contains the half bath and leads directly into the kitchen which also has a large family room with fireplace just off to the left. The upper-level features 4 bedrooms and two full bathrooms with a walk-in closet in the primary bedroom. The lower level has tons of potential for finishing and already has a finished room which can be used for just about anything. Basement also features a full walkout and tons of space for storage. The yard is completely private with a deck that can be accessed both from the interior and exterior as seen in the photos. Wickford highlands is strategically located near the highway and all shopping! Please see the inclusion/exclusion section for the HOA link to the covenants and by-laws of the association.
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Our Executive Mortgage Banker:
Our Insurance Division:
$859,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $687,920 | $687,920 | $687,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.360% | 6.056% |
Monthly Tax Payment | $762 | $762 | $762 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,906 | $4,236 | $5,759 |
Total Monthly Payment | $4,760 | $5,090 | $6,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.