Under contract-accepting backup offers. Welcome to this stunning two-story condo nestled in the well-established community of Oak Harbour. The moment you step inside, you'll be captivated by the high ceilings and expansive windows that fill the space with natural light.
The main floor of this beautiful condo hosts a convenient half bath, kitchen, and spacious living and dining rooms. The living room leads to a fully enclosed porch, providing a tranquil space to unwind. Step outside to the brick patio area that is fully fenced for privacy.
Upstairs you'll find the two bedrooms and two full bathrooms. The addition of a chair lift adds accessibility, making every part of the home easily reachable.
Recent updates include all new plumbing June 2024, A/C unit in July 2019, an upgraded electrical panel in May 2023, fresh interior paint, a whole house water softener, and a reverse osmosis system under the kitchen sink.
Living in Oak Harbour is truly a resort-like experience, with amenities to suit any lifestyle. Residents have access to Lake Orienta, where you can go boating, fishing, paddleboarding, canoeing, and kayaking. The community provides conveniences like boat/canoe/kayak parking (for an additional fee), a private boat ramp, and a covered dock great for fishing.
Other Oak Harbour's amenities include two pools, tennis courts, basketball, shuffleboard, grills, a clubhouse, and a fitness center complete with a sauna. Whether you're seeking relaxation or an active lifestyle, Oak Harbour caters to your every need.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,314 | $1,674 |
Total Monthly Payment | $1,519 | $1,452 | $1,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.