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14321 Josephine ROAD, Largo, FL, 33774 | $439,900
HIGH AND DRY FLOOD ZONE X! This fantastic THREE BEDROOM THREE BATHROOM home is situated in the X flood zone (high and dry) but it is only 1. 3 miles (3 mins) to the beach!!! WOWZA! This home includes an in-law suite (current owner uses it for short term rental. Imagine someone else paying some of your mortgage!). This could be used as a primary bedroom as well. The closet is MASSIVE! A few great things about this home.
• Main house A/C and roof were replaced in 4/2019
• A magnetic filter system was added in 2020 and
• A UV light was added in 2024
• The A/C air handler has been serviced 2x a year every year.
• Mini-split A/C in the In-law/short term rental space was replaced in 2021.
• Fascia boards and gutters were replaced in 2023.
• Exterior was painted in 2023.
• IPOOL was installed in 2022.
• Privacy fence was replaced in 2022.
• The In-law/short term rental bathroom was gutted and shower was replaced in
2021, sink was replaced in 2022, floor was replaced down to subfloor in 11/2023. And walls painted in 2023.
• Exterior plumbing on west and north side of house was upgraded to all CPVC in 2024.
• Water heater replaced in 2024.
• Laundry box was replaced in 2024.
• Vanity in bathroom by kitchen replaced in 2024.
• Vanity in master bath replaced in 2024.
• A/C ducts were cleaned / vacuumed out in 2024.
• Both bathrooms and laundry room painted in 2024.
• West side porch was replaced in 2024, treated with watersealer.
• Back deck was replaced in 2024, treated with watersealer.
• Existing COVE home security system in place with lifetime warranty, just need to activate under new owner name
So as you can see there is nothing to do but move in. What a great home. Life really is this good! Please call today for your own personal showing.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 80 x 60
- Laundry: Inside, Laundry Room
- Year Built: 1970
- Garage: Circular Driveway, Driveway, Off Street
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,953
- Acreage: 0.11
- Lot Size: 80 x 60
- Est. Taxes: $2,904
- Lot Desc: Corner Lot
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
- Pool: Above Ground, Lap
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: U8252777
- Days on Market: 54 days
- Website: https://www.raveis.com
/prop/U8252777/14321josephineroad_largo_fl?source=qrflyer
Listing courtesy of A-TEAM HOME SALES & RENTALS Phone: 727-482-8194
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14321 Josephine ROAD, Largo, FL, 33774
$439,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,431 | $2,312 | $2,946 |
| Total Monthly Payment | $2,748 | $2,629 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388