Under contract-accepting backup offers. A true must see! Exceptional Dual Living Opportunity in Spacious 2800 Sq Ft Home. Discover the ultimate in flexibility and comfort with this unique 2800 square foot property, ingeniously designed as a potential income-producing duplex. Featuring three well-appointed bedrooms, two full bathrooms, and two full gourmet kitchens, this residence offers a versatile living arrangement suitable for a variety of needs. Each unit of the duplex boasts its own private entrance, making it ideal for those seeking an in-law suite setup or the perfect space for older kids who crave a bit more independence. The gourmet kitchens in each unit are a chef’s dream, complete with top-of-the-line appliances, ample counter space, and modern finishes, ensuring culinary delights can be prepared with ease. The strategic layout allows the property to serve as an excellent house hack opportunity—live in one unit while renting out the other to offset mortgage payments. This setup is not only economically advantageous but also offers privacy and comfort for all occupants. Nestled in a wonderful location, this home benefits from its proximity to local amenities, including shopping, dining, parks, and excellent schools, making it an attractive option for renters or extended family. Don’t miss out on this versatile property, offering both significant income potential and a comfortable living arrangement for multi-generational families. An opportunity like this, providing both practicality and potential in a prime location, is truly rare!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,918 | $2,444 |
Total Monthly Payment | $2,222 | $2,123 | $2,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.