BRAND NEW ROOF IN 2024! HURRICANE IMPACT WINDOWS! NEW A/C IN 2023! NEW WATER HEATER IN 2022!! Welcome to your dream home, where modern upgrades meet prime location in Palm Harbor near Innisbrook Golf Resort! WATCH THE VIRTUAL TOUR VIDEO! Enjoy cooking or entertaining in the gorgeous kitchen adorned with maple wood cabinets, granite countertops, and stainless steel appliances. Recent kitchen upgrades include a new stove and garbage disposal in 2023. Tons of natural light cascade into the family room and kitchen, with the vaulted ceilings adding to the spacious floor plan. The master suite offers a walk-in closet, double sinks in the master bathroom, and elegant quartz countertops. Ceiling fans are installed in all bedrooms, as well as the family room and the kitchen - to ensure year-round comfort in the entire home. Step out to the screened-in and tiled back patio, a perfect outdoor spot for relaxation or entertaining guests. The home was also upgraded with hurricane-impact windows and sliding glass doors in 2014, providing superior protection and energy efficiency. The spacious garage is pre-plumbed for a water softener and the garage door was impact-reinforced in 2010.
Location is everything, and this home delivers! 1 mile from Innisbrook Golf Resort, 2. 5 miles to Al Anderson Park with boat ramps on Lake Tarpon, 9 miles to Honeymoon Island State Park and beach, 15 miles to Clearwater Beach, 19 miles to Tampa International Airport. NO flood insurance required. Washer & dryer are included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,622 | $3,342 |
Total Monthly Payment | $3,021 | $2,886 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.