Under contract-accepting backup offers. STOP! You found it! This 55+ condo is the best unit in Wedgewood! Bold statement you say? Well, let me explain: first, it is a ground floor unit with perfect views from all windows of the golf course and shaded grounds- very private and park-like. The interior is well maintained and recently improved/upgraded. The kitchen has remodeled cabinets, all matching appliances plus high efficiency washer and dryer. Plenty of room for several cooks to prepare meals with loads of storage, so important in a modern kitchen. The private patio is just off the kitchen, great for that morning cup of "joe" or an adult beverage at night. A newer water softener is here as well. The layout has an open floor plan with split bedrooms for privacy and quiet. A combination living room and dining area stretches the length of the unit. There is an additional area that can be used as a formal dining room, den or library. The guest bedroom has its own full bath, also updated. The Main bedroom has an ensuite bath and walk in closet. The flooring is quality laminate everywhere except the baths which of course, have tile floor. Ceiling fans are here to aid in keeping the home comfortable. Plan on going away? Most openings such as the windows and doors, have hurricane protection to provide peace and security. The exceptions are the slider off the screened lanai and main entry door. Not many units are willing to spend the $20, 000+ to provide such protection. There is a dedicated carport to keep your car out of the sun and weather. It's a few short feet away from both the rear porch entry or front door. There is a storage closet under the carport as well. There is also a rear screened porch with vinyl windows making it a 4 season room with lovely views of the golf course as well. The owner had premium "no-see-um's" screening replaced so no bugs will bug you! (For non-Floridians, no-see-ums are called gnats elsewhere and although very tiny, have an annoying bite. You won't get bitten in this lania!) The condo complex has its own pool, hot tub and shuffleboard as well as a community center. The condo complex is part of the much larger and desirable Beacon Woods. Beacon Woods is built around a picturesque golf course. The Beacon Woods community has winding roads and mature trees with many ADDITIONAL amenities such as: heated pool, lighted tennis and pickleball courts, basketball, play area, exercise room, bocce ball and more. The clubhouse has many activities including but not limited to: dances, cards, yoga, and seasonal gatherings. The monthly fee for this condo is only $410 per month that covers all this: exterior maintenance, garbage, water, sewer, cable tv with Internet, pool, shuffleboard and dues for the larger Beacon Woods community. Your only bill will be the electric you use. Sweet! There are maintenance people on grounds everyday in case the exterior of the condo complex needs attention. This condo has one of the best run Boards. Major upgrades have been made to the complex and the condo budget has sufficient reserves for future maintenance. There are no major improvements needed, keeping your monthly costs low with NO future surprises. All dimensions are approximate and buyer is urged to confirm items of significance to them. The kitchen movable island is excluded from the sale. It is a joy to live here and you can have the best unit for view, condition and location. But you have to act now, so don't wait!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,000 | $158,000 | $158,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,038 | $1,323 |
Total Monthly Payment | $1,347 | $1,294 | $1,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.