Are you tired of the cookie cutter floorplan? Check out this updated English-style Cottage - certainly one of a kind!! The main living area boasts an open floor plan with propane fireplace as the central point to the spacious living room connected to a Chef's-Dream kitchen with a large breakfast bar, a 60"inch commercial propane gas range, granite countertops, and plenty of cabinet space. The large dining room off the kitchen is the perfect place to host family gatherings or friends in an intimate setting. Open the sliders to the large lanai and outdoor space overlooking your direct access canal. This large open area is perfect to enjoy morning coffee, afternoon swims, or after dinner beverages - with an outdoor bar area, heated pool, and roof-top deck access this meets the needs of everyone! With 3 bedrooms upstairs - the primary with a large updated bathroom, and two guest bedrooms with a shared jack-n-jill bathroom - there is room for family, friends, or guests. - Need solitude? - enjoy the western sunset view from the balcony of your private library. Fill the shelves with the best reads you can find - even the top shelf - no book will hide from view with the library ladder waiting for the shortest reader to help find their favorite book! For the engineer, crafter, entrepreneur - there is a huge, cedar bonus room - waiting for ideas to spring to life! Attic stair access from the garage - storage loft - private bathroom - this room has endless possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$8,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $6,400 | $6,400 | $6,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $44 | $42 | $54 |
Total Monthly Payment | $119 | $117 | $129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.