960 Virginia STREET, #305, Dunedin, FL, 34698 | $138,500

NEW ROOF IN 2024 & ASSESSMENT PAID BY THE SELLERS! Welcome to the charming 55+ community of Heather Lake in Dunedin! The desirable 3rd floor, 2-bedroom, 2-bathroom condo offers you the opportunity to bring your design vision to life. The unit includes 1 covered, assigned parking space positioned with easy stair access and the option to use the building elevator. Step inside the condo to discover the hard work has been done for you: fresh paint, newly retextured ceilings (free from outdated popcorn texture), and the removal of carpets- you have a blank canvas to personalize the home to YOUR style! You'll immediately notice the abundance of natural light in the kitchen and main living area. A functional dining and living room space leads to a screened balcony with peaceful pond views, perfect for relaxation. The split bedroom floor plan offers privacy for you and guests. The master bedroom includes 2 closets and an ensuite bathroom with walk-in shower. The second bedroom offers an accommodating walk-in closet and conveniently located to the second, full bathroom. Heather Lake amenities include clubhouse with kitchen, heated pool, grilling area with picnic tables, walking paths, and shuffleboard courts. The association fee covers water, sewer, trash, cable & internet, exterior maintenance of building and common areas, pest control, master insurance policy, and a management company. Ownership of 1 year is required before being able to rent (minimum of 4 months) and has a no pet policy with the exception of registered service animals. The fabulous community is located next to Eagle Scout Park which offers pickleball courts, biking and walking path, and picnic pavilion with grills. Ideally situated minutes from highly desirable Downtown Dunedin, this condo is centrally located to the Pinellas Trail, Honeymoon Island, Dunedin Causeway, weekend markets, live music, Toronto Blue Jays’ Stadium, vibrant festivals, and abundant options of dining, coffee shops, local breweries, grocery stores, and parks! Don't miss the opportunity to make this condo your own and immerse yourself in the best of Dunedin living—where stunning sunsets are merely a slice of the enchanting daily experience!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Elevator(s), Laundry, Maintenance, Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, None, Other
  • Complex: HEATHER LAKE APTS CONDO
  • Year Built: 1977
  • Approx Sq. Feet: 965
  • Est. Taxes: $1,629
  • Condo Fee: $474 Monthly
  • Lot Desc: Sidewalk
  • View: Garden, Water
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Number Limit
  • Appliances: Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: U8241012
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /prop/U8241012/960virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/23/2024 6:22:27 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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960 Virginia STREET, #305, Dunedin, FL, 34698

$138,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $110,800 $110,800 $110,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.760% 7.042% 6.160%
Monthly Tax Payment $136 $136 $136
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $765 $728 $928
Total Monthly Payment $976 $939 $1,139

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.