Spackenkill custom colonial loaded with attractive features. Situated on 1. 7 acres, find this 4 bedroom, 3. 5 bath home with incredible open floor plan. Modern open concept with two story great room including fireplace and wall of windows for abundant natural light. Kitchen w/center island flows seamlessly to breakfast nook & formal dining room. Formal living room plus first floor den/office creates an ideal floor plan for entertaining. First floor full bathroom w/adjacent laundry room plus main level powder room. Master bedroom w/dual walk-in closets and massive ensuite bathroom complete w/dual vanities & soaking tub. Three additional well proportioned bedrooms plus full bath complete the second floor layout. Huge unfinished basement w/walkout ideal for storage or future media room, playroom or fitness area. Sunroom off porch ideal perfect for enjoying morning coffee or summer al fresco dining. Full length composite deck with access from den/office & great room, creates the perfect venue for entertaining. Loaded with designer finishes such as hardwood floors, custom trim & molding & stone exterior accents. New roof, water heater & a/c condensers. Enjoy the conveniences of central a/c & municipal water. Centrally located just minutes from colleges, hospitals, shopping, dining & Poughkeepsie train station. An opportunity not to be missed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $1,668 | $1,668 | $1,668 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,199 | $5,351 |
Total Monthly Payment | $6,175 | $5,959 | $7,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.