Beautifully updated 3 Bed, 1. 5 Bath vinyl sided Raised Ranch in Western Cranston on a private cul-de-sac. Features include a gorgeous new white granite kitchen with large island, stainless appliances and hardwood floors, a new modern bathroom with walk-in shower, an open floor plan, and a spacious nicely finished lower level with bar and a separate office space. Off the lower level is an attached one car garage with a work bench. There are sliders off the kitchen to a good size deck overlooking the private backyard and storage shed. Heating is with gas 2 zone baseboard heat and gas hot water. The property sits on a large 25, 488sqft lot with sprinklers. Very conveniently located close to Western Cranston Schools, Cranston Country Club, Cranston Athletic fields on Hope Rd. , Routes 37, 295 & 95, and shopping & dining at Garden City & Chapel View. This home is a must see and is in absolute move-in condition.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $2,890 | $3,683 |
Total Monthly Payment | $3,634 | $3,486 | $4,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.