Under contract-accepting backup offers. A chance to own a dream. . . Live at beautiful Sunwatch on Island Estates. Walk into amazing views of this totally renovated waterfront home, all porcelain floors, two walls removed for maximum views of the Intracoastal Waterway from The Great Room. . . Living, Dining and Kitchen areas. Enjoy cooking and entertaining in the open kitchen with wood island, custom glass cabinets to display your finest. Two large sliders open to the balcony for outdoor dining, relaxing and enjoying views of water, sun and sky. Down the hall are the Bedrooms, Custom Baths and Laundry Room with built-in cabinetry for extra storage. The Guest Room features floor to ceiling sliders to the large balcony for stunning waterfront views. At the far wing, wake up in your Owner's Suite with gorgeous views of the Intracoastal, downtown Clearwater or go to your private balcony for sunsets over Mandalay Channel and The Gulf of Mexico. The Owner's Bath features a garden tub for soaking/relaxing and a separate walk in shower, two vessel sinks, a large vanity and walk in "outfitted" closet. NEW Lenox AC and Microwave. Amenities include two pools, heated spa, large pool deck and covered pavilions, grills for outdoor barbecues, two tennis courts including pickle ball, clubhouse for parties, fitness, billiards rooms, two guest suites, and gated under building parking. You may walk or ride the trolly to Clearwater Beach, "#1 spot in USA Today's rankings of Best Beach in the South 2023, attributed to its sandy shoreline, the surrounding cafes and the activities" New roof, building studies completed and assessments already paid by the owner. Coveted Southeast corner for winter sun and summer shade. . . Live your dream
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,147 | $5,284 |
Total Monthly Payment | $4,814 | $4,601 | $5,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.