PRICE REDUCTION!!! Must See this Charming 2 Story 4BR/3. 5BA + office + bonus loft featuring 2624 sq ft of living space with a beautiful backyard conservation area in Channing Park. This desirable floor plan home has the master bedroom downstairs with 3 other bedrooms, office (or 5th bedroom) and bonus loft upstairs. The open floor concept boasts a kitchen with breakfast nook that overlooks the living room with panoramic views that leads right through to the glass sliders that open into the large screened in lanai. You will also enjoy the additional paved extended lanai with firepit and plenty of space for your grill! The master retreat and en suite features his and hers walk in closets, a walk -in shower, separate garden tub and dual vanities. Stainless steel appliances, beautiful granite countertops & 42" expresso wood cabinets w/ crown molding furnish the kitchen. This home also includes a water softener, an installed security system and Ring Doorbell. Additional upgrades and improvements include: 2020- Backsplash, interior of home painted, new kitchen hardware, primary bedroom flooring. 2021- Water heater replaced. 2022- driveway extended with pavers, walkway, paver pad and fence. New carpet upstairs, new garage door opener and all ceiling fans replaced. 2023- all fresh landscaping front, back, and side. Irrigation system upgrade WiFi controller and all sprinkler heads replaced and/or raised. 2024– Installed side electrical plug, flood light and generator plug. A/C maintenance prepaid and is transferable. This home is located in Channing Park with A-Rated School zoning, close proximity to the clubhouse, resort style pool, hot tub, clubhouse with fitness center, dog park, skate park, ½ basketball court, multipurpose field & more!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,022 | $3,851 |
Total Monthly Payment | $3,966 | $3,811 | $4,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.