ASSUMABLE 4. 125% LOAN RATE AVAILABLE!!! This METICULOUS, move-in ready home, with tons of UPGRADES recently built in 2020 with all the modern conveniences and features, is ready for you to call your own! Nestled in the DESIREABLE Preserve at Sunrise neighborhood in gorgeous Groveland, the charming approach to this home offers a brick-paved driveway, manicured landscaping with garden lighting, surrounding security cameras and a welcoming covered entryway. This SMART HOME has an irrigation system, cameras, My garage Q, thermostat, and lighting all operable at your fingertips. Stepping inside, you are greeted by a lovely separate formal living room with beautiful oversized ceramic tiling that flows throughout the home. Continue through to the inviting eat-in kitchen & family room, as well as the large FLEX ROOM ( 4th Bedroom) which was converted to a living room space in this open floor-plan home. The spacious GOURMET KITCHEN features an abundance of beautiful wood cabinets, stainless steel appliances, a massive DOUBLE-DOOR pantry, stylish backsplash, sparkling QUARTZ countertops, and a huge central working island with a WATERFALL COUNTER with USB ports, pendant lighting, and a counter-height breakfast bar overlooking the family room. The SURROUND SOUND ceiling speaker system takes entertaining to another level. The spacious owner’s suite is situated just off the family room at the back of the home. It offers a private en-suite bath with a dual sink vanity, a separate water closet, and a FRAMELESS glass-enclosed walk-in shower with stylish tiling accents and an adjustable pull-down rain shower head with a DIGITAL TEMPERATURE CONTROL system. Two additional bedrooms and a second full bath are located off the front hallway in this split-floor plan home, and a large laundry/mud room with additional shelving and access to the attached 2-car garage completes the interior. Stepping out back through the large sliding glass doors at the back of the family room, you will find yourself in a delightful covered & screen-enclosed patio with an overhead fan, where you can enjoy the views of the spacious, FULLY-FENCED yard in complete comfort no matter the weather. Delight in having your underground pest control easily accessible for maintenance. The neighborhood offers a beautiful sparkling blue community pool, a large shaded playground, a FISHING pier plenty of green spaces! Located just minutes from downtown Groveland, local public schools, and several lakes and parks including the popular Lake David Park with FESTIVAL ACTIVITIES for enjoyment. This community is also situated approximately 20 minutes from Clermont Landing with an abundance of shopping opportunities and an Epic Movie Theatre. STOP THE CAR! You don’t want to miss this home! Call today for a private tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,600 | $327,600 | $327,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,263 | $2,152 | $2,742 |
Total Monthly Payment | $2,599 | $2,488 | $3,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.