SELLER OFFERING $10K TOWARDS RATE BUY DOWN AND/OR CLOSING COSTS. Beautiful residence located within the Gated community of Live Oak in New Tampa. The home offers 4 bedrooms, 2 full bathrooms, 1 half-bathroom, 2614sf, 2 car garage & large screened-lanai. Featuring an amazing open layout on the first floor with high ceilings, formal dining room, formal living room, large gourmet kitchen with breakfast-bar to the breakfast nook & family-room, large sliding doors to the screened lanai & a half-bathroom for entertaining. The second floor features the extra-large master-suite with double-doors & huge closet along with UPDATED spacious master-bath with quartz top dual vanities, and large walk in shower with frame-less glass. You’ll find the generously sized extra bedrooms occupying the rest of this level. Enjoy your huge backyard while you relax in your screened-lanai. This home has been meticulously maintained & updated with beautiful LVP floors downstairs, engineered strand bamboo on stairs and upstairs hall, wood look tile in master bath, granite counters, neutral colors, etc. . . It is sure to meet the taste of even the most discerning Buyers. The community features 3 gated-entry points in addition to the many amenities they offer such as: community resort-style pool w/spa, fitness, parks, playgrounds, pickelball courts, tennis courts & much more. Location is everything, and this home is located within minutes of excellent schools, highways, hospitals, shopping, restaurants, etc. . . AC 2015, Water Heater 2016, Double Pane Windows, Roof Maxx Shingle Rejuvenation Treatment 2024, Water Conditioner 2024, Rhino-Shield Paint with 25yr Guarantee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,496 | $3,181 |
Total Monthly Payment | $2,996 | $2,867 | $3,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.