Discover the benefits of this charming 3-bedroom 1, 592 sq. ft Cape Cod home featuring an aluminum roof with a 31-year transferrable warranty, newer windows, and a newer furnace for your peace of mind. This eclectic property greets you with a stone stack wall, perennial garden beds, and brick walkways. Inside, the inviting living room boasts a wood-burning fireplace, while the 1950s retro-inspired kitchen retains its original wood cabinets. The adjacent dining room has a vaulted ceiling, brass chandelier, and French doors that open to a fenced backyard retreat. Enjoy summers in your heated inground pool surrounded by lush greenery. The first floor includes two bedrooms and a custom bathroom with imported Italian tile, a heated mirror, steam shower, and a stainless radiator that doubles as a towel warmer. Upstairs, the spacious primary ensuite showcases vaulted ceilings, a walk-in closet, half bath, and a cozy reading nook or mini-office. The three-season "Tiki Room, " featured on Channel 8, adds an extra touch of fun with a mirror-dotted ceiling and motorized disco ball. Additional features include a large cedar-sided shed in the backyard for extra storage or a workshop. Located in the desirable Ridge Rd school district and close to Quinnipiac and Yale Universities, I-91, Merritt Parkway, and shopping centers. Note: Town records don't reflect the second-floor square footage, but the addition was fully permitted. Enjoy quiet living with low property taxes in North Haven. Don't miss this enchanting Cape!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.6 x 11.5 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 8.0 x 11.5 | Main |
Dining Room | Vaulted Ceiling,Engineered Wood Floor | 9.5 x 19.4 | Main |
Family Room | Tile Floor | 7.8 x 21.1 | Main |
Living Room | Fireplace,Hardwood Floor | 11.4 x 22.4 | Main |
Primary Bedroom | Vaulted Ceiling,Bedroom Suite,Dressing Room,Half Bath,Walk-In Closet,Softwood Floor | 14.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,238 | $2,128 | $2,712 |
Total Monthly Payment | $2,793 | $2,683 | $3,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.