Welcome to your dream retreat in The Villages! Nestled in the desirable Village of Virginia Trace, this charming 2-bedroom, 2-bathroom courtyard villa offers the perfect blend of convenience and comfort. LOCATION LOCATION LOCATION! The roof will be brand new 2024! Situated just moments away from premier shopping, dining, and entertainment at The Villages busiest town square, Lake Sumter Landing, this home ensures you're at the heart of all the action. After a day of exploring, retreat to your private oasis where relaxation awaits. Inside, discover a cozy open floorplan complemented by carpet-free living areas—perfect for easy maintenance. Stepping into the kitchen you will notice brand new quartz counter tops and a beautiful skylight! The guest bedroom, featuring a northeast facing window and a private bathroom, is conveniently located at the front of the house. The water heater was replaced in 2023 as well! Meanwhile, the spacious Master bedroom boasts walk-in closets and its own sliding glass door leading to the lanai. Step out onto the screened lanai with a birdcage and soak in the delightful Florida weather while enjoying your morning coffee or evening cocktail. Don't miss your chance to own this delightful retreat in The Villages—schedule your showing today and start living The Villages lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,839 | $2,344 |
Total Monthly Payment | $2,321 | $2,226 | $2,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.