$10, 000. 00 in concessions offered from Seller to Buyer for RATE BUY DOWN on loan or towards Buyer CLOSING COSTS & ESCROWS. Seller Motivated, job relocation. Welcome to your dream home! This property completely runs on solar energy! The solar equipment is paid off and conveys with the property. Your Boat, Trailer or RV is welcome here! Nestled in the heart of a serene and sought-after neighborhood with no rear neighbor and no neighbor on the right side of the home where there is a wooded area for extra privacy. This stunning 4-bedroom, 2. 5 bathroom residence is a perfect blend of modern elegance and timeless charm. As you step through the front door and through the foyer, you'll be greeted by an expansive open-concept living /dining area bathed in natural light, thanks to the many windows that show beautiful views of the charming backyard. The delightful kitchen features stainless steel appliances, granite countertops, an island , lots of cabinets and a breakfast bar that's perfect for everyday use or entertaining guests. Surrounding the kitchen is a large dining area and cozy family room creating a warm and inviting atmosphere for gatherings. The master suite is a true sanctuary, boasting a large walk-in closet and a luxurious en-suite bathroom with a soaking tub, dual sinks, and a glass-enclosed shower all located in the first floor. The second floor has a typical sized guest bedroom and 2 VERY LARGE (16x11 and 19x11) guest bedrooms offering lots of closet space, ensuring comfort and convenience for all. Enjoy the Florida weather in the privacy of your fenced-in backyard from the stone patio with covered pergola , or relax on the covered and screened-in back patio. These outdoor spaces are ideal for both relaxation and entertaining, offering a peaceful retreat from the hustle and bustle of everyday life. Additional features include a two-car garage and a shed , built on a concrete slab, with an entrance ramp workbench and storage space. Walk or ride your bike to the Swamp House Riverfront Grill to enjoy music, food and drinks al fresco while enjoying the beautiful views of the St Johns River. Use the public boat ramp or just store your boat at The Highbanks Marina just minutes down the road. Located just minutes from Debary Elementary School, Rob Sullivan Park, Shopping, Hospitals, Sunrail, Gemini Springs, The Bike Trail, approximately 30 minutes to Daytona Beach & 45 minutes to Disney, Universal Studios, and Seaworld. This home offers the perfect combination of luxury and convenience. Don't miss the opportunity to make this exquisite property your own. Schedule a showing today and experience the lifestyle you've always dreamed of!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,800 | $367,800 | $367,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,540 | $2,416 | $3,079 |
Total Monthly Payment | $3,054 | $2,930 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.