**** ANOTHER PRICE REDUCTION **** MOTIVATED SELLER**** WOW!! A BEAUTIFUL EXPANDED GARDENIA OVERLOOKING TURTLE PRESERVE IN GREAT LOCATION FOR UNDER $500K! THE VILLAGE OF SANTIAGO IS A 15 MINUTE GOLF CART RIDE TO SPANISH SPRINGS OR SUMTER LANDING TOWN SQUARE! ROOF 2019, HVAC 2021, HWH 2021/23. BOND HAS BEEN PAID!! Great home with lots of space for entertaining! The kitchen has beautiful Granite Counters, Stainless Steel Appliances and a cute breakfast nook! The livingroom and dining room are very spacious off of the kitchen and leads you to a huge Florida Room where you can do lots of entertaining. It has French Doors, nice Sunshades and even a Wet Bar on the Lanai! The Florida Room leads you to the enclosed Lanai which overlooks the Turtle Preserve which will NEVER be built on. A large Patio off of the Lanai is a great space for grilling and enjoying the view! NO CARPET IN THIS HOME! Ceramic Tile has been installed in the Kitchen, Living Room, Dining Room, Florida Room and bathrooms. The Primary Bedroom has dual-closets and the Primary Bathroom has dual sinks with beautiful Granite. There is a Bonus Room off the Primary Bedroom which can be used as an office or craft room. The 2 guestrooms are just waiting for your family and friends to visit. The laundry area is conveniently located off the kitchen and leads you to the garage. Garage Floor has been painted with Epoxy and has lots of shelving for storage. The Savannah Center, Glenview Country Club, Nancy Lopez Country Club and The Polo Field are all close by! Shopping, restaurants and medical offices are golf cart accessible as well as The Villages Hospital. Come see this beautiful home and start enjoying The Villages Lifestyle!
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Our Executive Mortgage Banker:
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,680 | $2,549 | $3,248 |
Total Monthly Payment | $2,959 | $2,828 | $3,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.