Spacious and bright describes this well-loved home located in the Award-winning Clarkstown School District. This beautiful Bi-level style home offers amazing living space! As you enter the front door you will find a spacious formal living room with hardwood floors under carpeting, formal dining room with sliders to the deck and pergola overlooking a level expansive backyard, eat-in kitchen with stainless steel appliance, large Primary Bedroom with an ensuite bathroom, 2 additional bedrooms and the hall bathroom with a double vanity. There are hardwood floors under carpeting on the main level. The lower level creates a perfect space for more fun activities with its extra-large family room, bedroom/office/den, lavatory, laundry room and as a bonus this home boasts 3 car garages. New whole house generator. Close to Kings Park, shopping areas, Hudson River, NYC Ferry to train, 30 min drive to NYC, 15 mins to NJ, Woodbury Commons, Bear Mountain State Park, Harriman State Park & Seven lakes.
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Our Executive Mortgage Banker:
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$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $990 | $990 | $990 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,536 | $3,363 | $4,286 |
Total Monthly Payment | $4,618 | $4,445 | $5,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.