Seller motivated! Enjoy a beach lifestyle without the flood zone. The home has been Freshly painted inside. 100% Financing available for those who qualify. Seller is providing a credit for the floors so you can have the floors you always dream of. This beautiful 4 bedroom 3 bath home is located in Mira Lago one of the most desirable GATED communities in Ruskin. Only 5 minutes to the beach and to the E. G Simons conservation park that allows for fishing, camping, kayaking and it even has a large boat ramp for direct access to the Tampa Bay. This conservation park is one of the few places where you can see stunning views of both Tampa and St. Pete at the same time. This home’s location is perfect for outdoor enthusiast. Step inside the home to find elegant travertine floors through out with a large formal living room perfect for entertaining. The family room and kitchen combination has an open concept perfect for an everyday family life. Large master room with his and hers walking closets and private bathroom suite with soaking tub and walk in shower. This triple split floor plan offers versatility with two of the rooms in the other wing of the home sharing one of the bathrooms and the fourth room is tucked away in the back of the home with access to the third bathroom making it a great guest or in-law suite. The large 3 car garage is perfect to keep all your precious toys or for storage. The home is fully fenced in for maximum privacy and it has a large covered patio to enjoy the Florida weather. Enjoy all the amenities this beautifully landscaped community has to offer with a large pool, playground, and even a basketball court. Close to I-75 for a quick commute and near beachside restaurants, shopping centers and much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,102 | $2,678 |
Total Monthly Payment | $2,864 | $2,756 | $3,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.